Fairfield Office

Our Fairfield Office will be opening very soon! If you would like to set up an appointment please contact our office! The office is conveniently located on Dixie Highway. Our site has a map of the location!

Add Up the Little Things

If you have never really analyzed and written down how much you spend a year on recreation, clubs, entertainment, movies, newspapers, magazines, and the like then you should do so. You would be amazed how minor variations in these types of expenses can save hundreds of dollars per month. Just think of the little things that are not calculated on your monthly budget. Think of what you spend on birthdays, holidays, activities, and so on for your kids. Once you have analyzed this you may begin to rethink your priorities and better balance your budget.

Knowing What You Spend

Get a grip on the necessities.

A problem for many clients is that they have no idea how much they spend on food and the necessities. Before adding to your financial responsibilities (like a mortgage or a vehicle) you should write down what you actually spend on the items you need. You need items like food, clothes, electric, and gas for your vehicle. You also have to anticipate items like car repairs and medical expenses. This makes it more difficult because items are not a certainty. Once you have a handle of this you can begin to see where you stand financially.

New Office in Fairfield, Ohio

Our new office will be opening in the next month! More details soon.

A Couple More Bankruptcy Myths

The first myth is today is – I’ll never get credit after bankruptcy. This is a common thought, but you will get credit card offers again. They will be from lenders with higher interest rates.

Another myth is-it’s really hard to file a bankruptcy. It’s really not. With the free consultation offered by our office you can speak to an attorney about the process and see how easy it can be.