Life Happens

As we go along this path called life sometimes we hit bumps in the road that are out of our control.  This could be job loss, death of spouse, illness, divorce or a number of other events that make our financial roads more difficult.  Bankruptcy may be your saving grace during these troubling times.  Bankruptcy is nothing to be ashamed of, it is there for a reason, to provide relief to people when they need it most. If you are struggling call our office for a free consultation, we have three convenient locations to serve you.

Don't Become Depressed

Hiding from your situation will not make it go away.  It is normal and understandable for you to get upset or feel depressed when you're in a difficult situation.  Unfortunately, avoiding your debts will not make them go away.  Sometimes bankruptcy is your best solution.  Bankruptcy does happen to good people.  Call us for a free consultation to discuss your individual situation.

I will not be able to keep my house if I file bankruptcy.

This is a completely untrue statement.  As long as you are current and do not have too much equity in your home you will be able to keep your home in a Chapter 7 and discharge all of your unsecured debt. 

If you are behind on your house or have too much equity in your home you may file a Chapter 13 which would allow you to pay your missed payments and a portion of your unsecured debt over a three to five year period.

Contact our office today to discuss your options on getting a fresh financial start.

Bankruptcy is Expensive:

This is not really true when you compare the small fee to the amount of debt you could be discharging in your case.  We offer you a free consultation, accept a small retainer fee and then monthly payments.  Once you retain our office you will be able to forward your creditors to our office until your case is filed.   Call today to schedule your first appointment and start toward your fresh start.