Bankruptcy and Utility Shut Offs

Can a bankruptcy stop your utilities from being shut off?  Yes, you can file on most necessary utlities and still continue your service with them.  Most utility companies will require a deposit to continue their services with you.  This does apply to necessary utilities and not luxury items.

Medical Debt

Medical debt is one of the main reasons people file for bankruptcy protection.  Even families who have insurance find themselves in medical debt due to high deductibles, co-pays and uncovered medical expenses.  Fortunately if you need to file for bankruptcy you will still be able to use the same hospital services in the future, but you would not want to file on your individual doctor.  If you are struggling with medical debt, contact our office today for your free consultation, we offer flexible hours, fair fees and monthly payment plans.